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World Development Indicators:
Financial access, stability and efficiency
Getting credit
Financial access and outreach
lending rate minus deposit rate
Prime lending rate minus treasury bill rate
0-12 (weak to strong)
0-8 (low to high)
per 1,000 adults
per 1,000 adults
per 100,000 adults
per 100,000 adults
%
%
% of GDP
percentage points
percentage points
2016
2016
2015
2015
2015
2015
2015
2015
2015
2015
2015
9
0
189
3
2.3
0.96
9.2
12.1
3.9
..
..
7
6
..
147
21.9
35.10
9.7
18.2
35.3
7.3
6.3
2
0
..
44
5.3
8.27
8.8
9.4
21.8
6.3
7.5
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
1
0
592
19
11.7
21.19
..
..
27.2
13.6
9.7
5
0
..
..
30.2
77.57
..
..
55.5
7.4
2
8
954
376
13.2
60.55
12.3
1.7
14.3
3.7
..
7
8
..
..
22.2
57.49
14.7
7.9
43.7
3.4
4.7
..
..
..
..
18.9
119.05
..
..
..
6.3
..
11
7
..
..
28.7
164.62
6.3
1.0
137.6
3.3
..
5
7
..
..
13.9
118.36
7.4
3.4
86.5
..
..
2
6
10.5
35.75
14.8
5.3
38.3
8.5
6
0
..
..
29.7
112.11
..
..
72.0
3.3
4.1
1
8
..
..
..
..
13.5
4.4
73.7
4.2
5
0
565
74
8.4
6.79
5.4
8.4
43.7
3.5
5.9
7
0
..
..
16.1
37.09
..
..
..
6.7
5.2
2
7
..
..
0.9
55.28
12.8
6.8
2.5
..
4
5
..
688
38.5
93.10
6.8
3.8
61.5
..
..
4
0
638
162
21.0
40.38
..
..
57.3
7.7
10.2
6
0
168
..
3.3
4.40
..
..
21.4
2.4
..
..
..
..
..
..
..
..
..
..
..
..
4
6
..
..
15.4
26.82
17.6
6.6
45.2
10.2
..
0
7
..
152
15.3
38.30
7.7
1.6
51.5
6.7
7.5
7
6
..
263
27.9
45.78
14.1
13.7
53.7
3.7
..
5
6
596
238
7.9
30.48
8.5
3.7
33.8
5.4
..
2
7
581
400
20.7
114.00
8.5
3.3
66.8
31.3
29.8
5
7
1,537
615
20.3
77.14
13.2
0.4
41.1
5.2
..
9
5
..
..
60.4
117.55
11.6
20.6
55.3
6.8
6
0
138
..
2.7
3.46
..
..
27.2
3.7
..
2
0
30
13
2.9
1.28
13.5
17.9
14.0
..
..
11
6
..
..
6.1
13.29
14.2
1.6
63.0
..
..
6
1
8.7
10.5
16.3
..
..
9
8
..
..
23.6
220.52
5.1
0.5
..
2.7
2.3
2
6
1,864
189
33.9
46.15
..
..
61.1
7.5
9.3
..
..
..
..
..
..
..
..
..
..
..
6
0
..
..
..
12.3
..
..
6
0
30
10
1.0
1.14
..
..
9.9
..
..
..
..
..
..
..
..
..
..
..
..
..
4
6
..
438
16.0
55.65
7.6
1.9
81.7
1.9
..
4
8
19
343
8.4
76.37
8.4
1.7
152.5
2.9
..
8
7
..
..
22.3
49.75
9.5
0.7
208.0
5.0
5.0
..
..
..
..
38.9
254.13
4.3
0.1
105.6
5.2
..
12
7
1,351
231
257.7
40.58
14.1
2.8
47.1
6.9
..
6
2
115
10
2.8
4.88
4.2
2.8
26.6
8.8
..
6
0
1.0
1.29
..
..
6.7
15.7
..
6
2
146
41
4.0
8.19
13.8
4.6
22.0
..
..
10
7
1,103
228
22.3
61.23
9.7
1.7
56.8
11.9
..
6
0
200
..
4.8
6.86
..
..
23.0
1.3
..
5
6
1,432
602
33.5
122.88
12.7
16.3
65.5
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
7
5
..
..
35.9
50.80
10.1
47.7
247.5
..
..
7
7
..
..
23.6
50.64
7.8
5.5
50.3
3.8
..
8
6
..
..
24.7
52.88
7.8
3.6
170.5
..
..
1
0
133
68
6.4
8.87
..
22.1
30.5
10.6
..
6
0
..
..
19.4
42.31
..
..
53.6
6.2
1
8
731
178
12.6
36.30
9.1
1.7
26.0
8.3
..
1
8
747
223
75.7
27.26
13.0
4.4
26.9
..
..
2
8
369
102
4.6
13.78
7.2
26.5
4.7
0.3
9
4
..
13.9
2.3
42.7
..
..
6
2
344
23
6.8
10.13
..
..
15.3
..
..
0
0
..
..
..
..
..
..
..
..
..
7
7
2,097
526
11.2
72.76
10.8
1.0
70.0
4.0
..
3
0
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
5
0
..
..
12.3
45.93
8.5
1.4
65.3
3.3
4.6
7
6
..
..
8.1
33.25
5.6
..
95.2
..
..
4
6
..
..
37.5
106.98
5.8
4.0
95.8
..
..
..
..
..
..
..
..
..
..
..
..
..
6
2
11.5
7.5
14.6
..
..
8
0
..
..
9.1
..
..
..
..
9
8
1,240
680
31.9
69.60
14.0
2.7
49.7
3.6
3.7
6
8
..
..
14.1
121.10
5.9
77.9
..
..
7
6
599
48
7.2
10.26
14.5
14.7
19.4
..
..
3
7
..
..
26.8
58.69
10.0
36.6
113.0
..
..
..
..
..
..
..
..
..
..
..
..
..
6
0
..
..
34.4
48.39
58.1
7.1
3.0
..
..
..
..
..
..
..
..
..
..
..
9
7
..
142
34.4
34.57
6.9
1.3
33.8
7.8
..
6
0
70
11
2.3
1.95
10.6
6.1
14.1
..
..
6
0
89
..
2.5
..
..
11.2
5.3
..
3
7
..
..
8.4
16.66
..
..
32.8
11.7
11.0
2
0
..
..
..
..
17.4
8.6
..
9
8
..
122
21.2
25.48
10.5
3.1
55.4
11.0
..
10
5
1,026
495
15.1
57.31
..
11.7
36.1
2.0
1.7
5
7
..
..
37.2
68.29
21.1
1.7
91.1
..
1.7
6
7
..
..
13.5
19.71
7.2
5.9
52.2
..
..
6
6
..
420
17.8
53.31
13.6
2.4
33.1
4.3
..
2
7
..
..
31.0
66.80
..
..
-2.1
..
1
0
..
..
4.9
1.87
..
..
9.2
7.4
..
7
7
..
..
20.1
72.12
14.0
14.9
54.3
..
..
..
..
..
..
..
..
..
..
..
..
..
6
7
1,004
..
20.1
101.47
7.1
1.8
66.6
3.0
3.3
2
7
684
534
49.5
96.13
6.1
18.0
87.9
..
4.1
9
7
..
..
5.4
32.11
..
..
29.9
12.1
10.4
4
6
..
..
34.1
127.64
5.8
1.6
103.6
0.7
1.2
0
0
..
..
18.3
29.22
12.7
4.9
70.2
5.0
..
4
7
..
..
3.0
71.14
10.5
8.0
34.0
..
..
7
7
1,316
231
5.9
10.16
14.4
6.0
34.8
6.9
5.2
4
0
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
5
8
..
..
16.9
278.73
140.6
1.7
..
9
6
..
75
20.6
40.40
12.2
6.2
34.8
6.5
6.3
2
6
1,210
208
14.8
56.50
11.1
2.8
98.6
2.4
..
8
6
474
87
8.3
30.25
15.6
7.1
22.8
21.6
10.8
6
5
451
28
2.9
23.17
..
..
..
..
..
9
8
1,323
368
18.0
62.86
10.1
4.6
48.8
..
2
6
652
243
24.6
38.39
..
4.2
102.0
1.1
2.7
5
5
351
45
13.04
10.5
3.9
18.7
8.3
4.3
9
0
..
..
..
20.3
9.6
..
0
0
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
6
8
..
..
..
48.88
13.0
5.8
41.6
..
..
3
0
..
..
76.9
108.39
7.0
97.0
..
..
9
7
..
338
24.7
60.77
10.8
10.3
49.9
4.2
..
3
0
73
31
2.1
2.29
..
..
13.3
45.0
51.0
9
0
103
328
3.3
5.07
..
..
12.2
32.8
20.5
7
8
834
390
10.7
51.12
10.5
1.6
125.2
1.5
1.5
2
5
1,180
140
12.1
27.97
20.5
14.1
31.8
7.0
4.3
6
0
142
..
5.7
4.39
..
..
24.3
3.2
..
2
4
2,030
..
40.1
57.17
7.4
9.4
97.9
..
..
10
0
..
..
20.6
5.90
..
..
..
..
..
2
3
130
63
7.3
9.30
13.7
27.6
..
..
..
6
7
..
..
24.0
45.55
10.5
7.2
102.8
2.4
6.4
10
8
..
..
14.0
50.71
10.4
2.5
24.4
2.8
0.4
11
0
..
..
..
..
22.9
15.4
..
8
6
747
50
10.0
32.49
32.2
2.2
-6.4
..
..
..
..
..
..
..
..
..
..
..
5
7
..
..
70.4
72.75
..
..
53.3
6.6
..
12
5
..
223
43.1
76.24
13.3
13.4
50.5
7.5
8.3
2
7
..
..
24.6
26.10
64.2
..
..
1
4
..
66
4.1
10.30
9.3
4.3
34.8
6.3
2
0
193
3
3.3
1.90
..
..
18.1
5.0
..
5
7
877
236
12.8
54.73
10.9
1.6
53.8
4.6
6
0
..
..
8.9
8.96
..
..
64.8
..
..
3
7
..
..
13.9
49.54
5.6
2.7
111.5
..
..
..
..
..
..
..
..
..
..
..
..
..
12
8
..
..
29.0
69.48
7.3
0.5
..
2.0
2.8
1
8
..
..
8.1
11.16
..
..
34.3
11.0
..
6
0
49
..
1.5
1.47
..
..
14.1
2.9
..
7
6
662
30
4.9
16.08
11.6
5.3
14.2
7.7
7.5
..
..
..
..
..
..
..
..
..
..
..
5
6
1,228
..
7.7
45.75
..
1.1
133.5
..
..
1
6
..
..
13.6
..
13.4
1.8
65.5
2.8
..
3
7
336
22
10.0
8.79
8.4
11.4
15.3
..
..
10
0
1,173
369
..
47.12
..
..
..
..
..
7
8
..
..
23.6
66.29
10.2
2.2
80.8
5.3
..
9
5
..
..
2.8
7.87
..
..
8.3
3.5
2
7
242
303
12.2
25.37
7.2
2.6
57.9
16.2
..
8
8
748
153
8.1
119.24
10.1
3.9
37.4
13.8
..
3
5
476
..
8.8
25.27
10.0
1.9
41.8
4.0
3.8
7
8
1,073
457
31.1
68.51
9.4
4.3
53.6
..
..
2
7
..
371
50.6
174.85
8.5
11.9
119.9
..
..
10
7
..
..
..
..
..
..
..
..
..
1
5
784
262
12.4
68.05
..
1.6
69.6
2.8
..
10
7
..
215
28.7
68.59
8.2
13.5
29.9
4.9
4.3
6
7
..
..
32.9
172.97
8.9
8.3
56.4
6.5
..
11
8
146
35
6.1
5.70
14.1
6.2
21.3
9.4
12.6
5
0
927
109
21.5
41.26
16.2
5.3
45.1
6.9
..
1
0
1,728
564
238.9
6.9
46.8
..
..
..
0
0
908
121
31.1
26.56
..
..
25.8
16.4
..
2
8
962
174
8.9
76.46
13.7
1.2
56.6
..
..
6
0
164
..
4.6
5.34
8.5
18.8
33.2
0.9
..
6
7
..
546
29.6
45.53
20.3
21.6
43.3
2
6
1,754
213
54.8
67.49
11.1
7.6
24.2
9.2
3.3
5
0
..
..
..
..
12.3
31.7
5.0
14.2
16.7
8
7
2,261
1,152
9.3
59.98
9.0
0.9
129.7
5.2
..
..
..
..
..
..
..
..
..
..
..
..
7
6
..
..
28.2
59.41
11.1
4.9
53.4
..
..
3
4
..
..
31.2
95.47
..
10.0
50.2
..
..
10
0
459
28
4.0
11.61
11.3
4.1
22.2
10.2
10.0
0
0
..
..
..
..
..
..
..
..
..
5
7
..
..
10.5
69.28
7.0
3.1
68.9
3.3
3.4
2
0
64
1
1.4
0.91
..
..
2.6
12.4
9.5
5
7
..
..
67.5
116.81
7.4
6.2
119.5
..
..
2
6
..
..
18.6
17.16
7.9
3.2
40.6
1.2
0.1
5
0
..
..
43.3
91.10
..
..
58.8
6.6
..
5
0
..
..
19.7
44.30
..
..
89.6
6.6
2.9
..
..
..
..
..
..
..
..
..
..
..
5
0
..
..
20.6
33.89
7.5
9.6
52.7
7.2
3.5
3
0
..
..
3.2
4.49
..
5.1
7.1
..
..
2
0
1,170
203
11.1
47.79
..
..
33.5
5.1
..
4
6
488
93
6.7
31.88
12.9
6.6
20.1
6.8
2.6
6
5
..
..
19.3
40.53
5.6
1.2
128.9
..
..
6
6
..
..
44.3
98.63
6.9
0.8
172.6
2.9
3.7
1
2
..
..
..
..
..
..
1
7
12.9
19.1
21.0
21.6
5
8
265
27
2.5
6.04
11.1
8.6
15.0
6.2
7.3
3
7
1,198
319
12.6
113.54
10.0
2.7
117.3
5.1
5.0
0
4
548
37
5.0
6.69
..
..
14.4
12.7
..
6
0
254
..
5.0
..
..
37.0
2.1
..
10
3
..
..
29.8
28.30
19.6
7.6
32.2
5.2
..
7
6
..
..
13.0
41.02
14.1
3.4
37.1
6.7
7.7
3
6
901
218
19.9
26.64
7.8
14.5
75.4
..
..
3
7
1,030
842
19.1
79.05
11.0
3.0
75.4
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
6
7
206
25
3.0
4.55
13.0
5.1
14.5
9.8
6.7
8
7
1,814
..
0.6
86.69
8.0
28.0
47.2
8.8
..
2
7
..
..
5.2
76.5
..
..
7
8
..
..
131.59
6.8
1.0
133.9
..
11
8
..
..
32.9
..
11.7
1.5
51.8
..
3.2
4
8
865
522
12.0
54.70
8.5
1.6
30.0
10.2
2.4
6
7
887
58
37.2
10.48
11.3
0.4
..
..
..
11
4
692
86
21.4
39.89
11.2
12.3
71.5
2.2
..
1
7
1,854
..
15.9
46.63
4.5
..
7
7
..
..
3.8
24.01
8.7
3.4
111.9
2.4
2.9
..
..
..
..
..
..
..
..
..
..
..
0
8
551
120
11.0
22.40
9.7
2.1
9.2
5.9
..
0
0
111
13
1.6
6.26
7
8
..
33
4.7
10.97
15.7
4.3
-5.8
5
5
81
35
14.4
6.23
..
..
..
..
..
5
5
12.7
40.55
10.1
4.3
87.4
6.2
..
7
5
..
..
10.0
52.22
9.2
1.6
132.8
5.0
..
6
6
..
..
24.2
61.81
10.1
6.5
95.8
..
..
5
5
..
228
15.3
41.02
10.1
2.3
45.8
7.1
..
2
5
13.6
27.93
4.2
55.9
4.2
..
10
8
..
..
28.2
220.52
8.4
1.0
51.8
..
..
5
4
336
22
9.5
8.88
7.9
8.4
47.6
5.2
..
5
3
155
35
4.6
6.14
6.1
29.3
6.8
..
5
1
121
..
2.9
4.39
..
..
19.4
8.6
..
5
5
482
63
8.1
16.62
10.9
5.6
41.7
6.8
..
5
5
..
243
15.9
51.12
10.5
3.9
109.7
6.2
..
5
6
..
..
21.2
69.00
8.2
3.4
83.8
..
..