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World Development Indicators:
Financial access, stability and efficiency
Getting credit
Financial access and outreach
lending rate minus deposit rate
Prime lending rate minus treasury bill rate
0-12 (weak to strong)
0-8 (low to high)
per 1,000 adults
per 1,000 adults
per 100,000 adults
per 100,000 adults
%
%
% of GDP
percentage points
percentage points
2018
2018
2017
2017
2017
2017
2017
2017
2017
2017
2017
10
0
175
3
2.1
1.27
11.7
12.2
3.5
..
..
8
6
1,085
139
20.6
31.47
10.2
13.2
32.8
5.8
5.4
2
0
..
28
5.2
9.38
24.8
6.3
6.3
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
1
0
..
14
10.3
15.9
9.5
-0.5
5
0
..
..
23.2
63.11
6.8
7.9
45.0
7.6
6.6
3
8
971
393
13.4
59.39
11.6
1.8
15.5
9.7
..
6
8
..
..
23.1
63.69
15.7
5.4
48.8
5.4
7.7
..
..
..
..
18.5
124.99
..
..
4.6
..
11
7
..
..
29.6
162.01
6.9
0.9
140.9
3.2
..
4
7
..
..
12.0
115.30
7.5
2.4
83.6
..
..
8
8
..
..
32.13
..
..
21.2
8.1
2.2
6
0
..
..
26.1
115.11
..
..
52.1
3.3
2.4
1
8
..
..
..
..
..
..
..
5
0
715
81
8.6
8.07
47.4
3.9
6.2
6
0
..
..
..
..
..
7.8
4.6
4
7
..
..
0.8
55.63
14.6
12.9
22.4
2.7
..
8
5
..
699
7.5
2.9
64.6
..
..
4
0
681
151
19.8
38.92
..
..
53.8
7.3
8.8
6
0
205
..
3.4
..
..
22.6
-1.4
..
..
..
..
..
..
..
..
..
..
..
..
4
7
..
..
17.0
36.58
13.0
8.4
49.7
11.4
..
0
7
..
71
13.3
40.23
6.6
1.7
58.6
5.6
7.8
7
6
..
296
28.3
51.10
14.0
10.0
54.4
3.2
..
5
6
640
160
7.7
32.57
8.8
5.3
31.4
5.4
..
2
8
654
542
19.2
106.78
10.0
3.6
59.8
38.4
37.9
12
8
1,486
399
18.2
68.49
10.9
3.5
38.8
5.2
..
8
5
..
..
50.9
95.13
11.4
10.4
50.5
5.4
6
0
174
..
2.9
3.97
..
..
31.3
-1.4
..
2
0
12.2
14.2
15.0
..
..
10
6
..
..
7.5
16.73
14.0
2.1
86.5
..
..
6
6
..
..
..
..
7.8
10.8
14.5
..
..
9
8
..
..
21.5
227.82
5.2
0.5
..
2.6
2.2
1
6
2,051
154
31.2
46.94
..
..
61.9
7.0
8.9
..
..
..
..
..
..
..
..
..
..
..
6
0
52
15
0.7
1.32
20.9
22.9
11.6
..
..
6
0
30
10
1.0
1.54
11.7
25.8
9.8
..
..
..
..
..
..
..
..
..
..
..
..
..
4
7
..
457
15.2
52.98
8.4
1.9
78.6
1.6
..
4
8
8.6
1.7
155.8
2.9
..
8
7
..
..
21.0
9.8
0.7
..
..
..
..
..
38.7
313.15
..
..
..
..
12
7
1,481
239
15.3
41.84
16.1
4.2
49.4
7.7
..
6
2
130
14
3.1
4.90
..
16.4
8.8
..
6
0
..
..
..
..
5.5
16.4
..
6
1
16.9
13.3
21.3
..
..
10
7
1,260
256
20.7
64.88
9.6
2.1
61.3
8.6
..
6
8
234
..
5.2
..
..
26.5
-1.4
..
5
6
1,442
574
32.5
140.38
14.8
11.2
57.4
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
7
5
..
..
50.5
48.52
9.0
40.2
199.0
..
..
7
7
..
..
21.3
55.65
6.5
3.7
51.5
3.3
4.1
8
6
..
..
20.7
50.06
6.9
2.5
162.9
..
..
5
0
148
41
7.3
12.13
5.4
16.5
31.7
..
..
6
0
..
..
15.5
36.28
5.2
17.4
53.6
6.3
6.2
1
8
795
191
12.7
39.02
9.4
1.9
27.3
7.8
..
1
8
808
210
9.3
50.28
11.7
3.3
32.3
..
..
5
8
..
..
28.5
6.1
-1.3
9
7
772
..
14.8
37.26
13.3
1.9
49.3
..
..
6
2
16.2
27.2
16.3
..
..
0
0
..
..
..
..
..
..
..
..
..
7
7
2,175
528
10.1
67.99
12.8
0.7
64.4
..
..
3
0
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
5
0
..
..
11.6
50.18
8.9
2.4
70.9
2.4
4.4
7
6
..
..
1.4
32.52
9.0
1.7
94.1
..
..
4
6
..
..
35.9
6.6
3.1
99.8
..
..
..
..
..
..
..
..
..
..
..
..
..
6
2
..
..
..
..
11.7
9.1
10.2
..
..
7
0
..
..
7.4
..
5.5
13.2
18.3
9
8
1,552
566
33.2
75.93
12.8
2.8
58.8
1.8
4.2
6
8
..
..
12.9
6.3
1.5
76.9
..
..
6
6
627
49
8.6
11.53
13.1
21.6
12.9
..
..
3
7
..
..
22.8
61.53
12.0
45.6
98.8
..
..
..
..
..
..
..
..
..
..
..
..
..
6
0
..
..
25.2
44.07
6.7
3.9
51.0
6.9
4.7
..
..
..
..
..
..
..
..
..
..
..
9
7
..
32.5
36.06
7.0
2.3
32.8
7.7
..
6
0
71
10
2.5
2.25
11.9
10.7
..
..
6
0
114
..
3.0
..
..
12.3
-1.4
..
3
8
..
..
8.3
20.28
..
..
36.1
12.0
11.5
2
0
277
2
2.6
1.97
..
..
16.9
7.3
..
9
8
..
115
19.6
23.89
11.0
2.4
55.7
11.0
..
9
6
1,058
466
14.6
60.94
..
4.2
33.2
1.4
1.5
5
7
..
..
34.8
89.47
..
2.9
87.7
..
2.3
9
7
..
..
14.7
22.07
7.4
10.0
48.8
..
..
6
8
..
418
16.9
55.61
15.2
2.6
32.4
4.6
..
2
8
..
..
28.2
76.49
..
..
..
0
0
..
..
4.0
2.68
..
..
9.3
..
7
7
..
..
20.7
89.50
14.3
11.5
44.7
..
..
..
..
..
..
..
..
..
..
..
..
..
6
7
1,118
..
17.9
121.26
7.4
1.3
65.6
3.0
3.4
2
7
668
538
44.6
92.40
6.6
14.4
80.5
..
3.3
9
8
..
..
6.6
31.79
..
..
11.2
9.1
5
6
..
..
34.0
127.77
..
..
106.8
0.7
1.2
0
7
..
..
14.7
28.00
..
..
79.6
5.0
..
6
7
..
..
2.8
74.60
12.5
9.3
26.5
..
..
10
8
..
15.3
10.1
29.2
6.0
5.3
4
0
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
5
8
..
..
15.4
144.8
1.8
..
11
6
..
141
16.7
36.01
12.6
3.1
1
6
1,268
210
14.2
64.43
12.5
1.9
99.2
3.1
..
9
6
524
98
8.1
33.43
17.8
7.4
21.7
17.1
14.8
6
6
548
29
3.1
26.09
..
..
..
..
..
9
8
1,394
232
16.4
61.88
11.1
5.5
42.0
..
..
2
6
619
239
23.8
40.66
..
5.7
101.1
1.2
3.7
5
6
..
13.5
4.5
17.6
10.4
5.2
9
0
..
..
..
..
..
..
..
0
0
..
..
11.8
3.76
..
..
23.0
..
..
..
..
..
..
..
..
..
..
..
..
..
6
8
..
..
13.6
46.75
9.4
3.2
41.1
..
..
3
0
..
..
71.1
115.40
8.4
0.8
106.1
..
..
10
7
..
339
25.6
59.41
10.8
6.1
48.6
4.4
..
2
6
80
32
2.3
2.80
10.4
7.3
14.5
45.0
51.3
11
7
15.6
8.6
..
19.6
7
8
846
373
10.1
46.75
11.2
1.5
118.8
1.7
2
5
1,117
175
15.6
35.01
24.1
10.5
27.7
6.6
6.7
6
0
164
..
5.1
..
..
27.0
-1.4
..
2
5
1,847
..
32.4
55.25
8.6
4.1
79.9
..
..
10
0
..
..
..
..
..
..
..
2
4
157
73
8.3
..
..
2.8
11.3
12.3
6
7
2,020
..
18.6
43.50
10.1
7.0
102.3
5.4
6.3
10
8
..
..
14.1
53.53
10.4
2.1
27.1
4.6
0.7
10
0
..
..
14.2
14.17
24.8
15.6
..
8
6
901
65
26.9
36.74
17.1
18.4
23.4
4.6
3.6
..
..
..
..
..
..
4.8
0.2
..
..
..
9
7
..
..
50.7
7.1
6.2
12
5
..
231
43.6
80.83
..
..
48.6
..
6.6
2
7
..
..
24.5
26.98
..
..
62.9
..
..
1
4
..
69
4.1
8.93
..
..
25.4
10.8
2.6
2
0
170
4
4.7
4.38
6.7
..
24.2
5.0
..
5
7
11.7
2.5
50.9
4.1
2.1
10
0
..
..
11.4
10.28
11.7
1.7
79.7
..
..
2
7
..
..
11.9
44.61
6.1
2.3
111.3
..
..
..
..
..
..
..
..
..
..
..
..
..
12
8
..
..
27.3
65.88
..
..
143.5
1.5
3.0
2
8
..
..
11.2
17.65
7.3
1.0
39.0
9.5
..
6
0
59
..
1.6
..
..
15.6
-1.4
..
9
8
923
22
4.4
16.32
5.7
14.8
14.2
8.0
4.1
..
..
..
..
..
..
..
..
..
..
..
5
6
..
..
5.5
36.38
..
1.3
123.9
..
..
1
6
..
..
14.8
37.71
..
..
1.7
..
2
7
370
26
10.6
10.44
7.1
8.4
17.0
3.7
2.2
10
0
1,119
313
..
45.85
..
..
..
..
..
8
8
..
..
22.3
70.66
12.5
3.1
79.4
5.4
..
9
5
..
..
14.2
2.8
16.7
7.9
3.7
1
7
316
307
10.3
27.12
8.2
2.8
40.2
14.1
..
7
8
859
147
7.5
106.57
12.1
4.7
42.3
..
1
0
510
..
9.0
28.31
10.0
1.6
47.8
3.7
3.5
7
8
1,073
457
29.3
10.0
3.9
52.5
..
..
2
7
..
384
30.2
168.04
7.7
13.3
103.2
..
..
12
7
..
..
..
..
..
..
..
..
..
1
7
764
247
9.5
59.04
..
..
77.2
1.8
..
9
7
..
210
26.6
66.69
8.9
6.4
26.4
4.7
3.0
9
7
..
..
29.2
163.93
10.5
10.0
52.0
4.7
..
11
8
203
20
6.1
5.56
14.8
7.2
20.7
11.2
10.3
9
0
983
127
22.5
49.77
15.8
5.3
47.7
6.2
..
1
5
1,700
571
189.9
182.89
6.5
48.9
..
1.1
..
0
5
786
154
24.8
27.40
..
..
0.0
15.4
..
1
8
1,051
201
8.5
74.38
15.4
1.6
54.1
..
..
6
0
187
..
5.6
..
..
29.4
-1.4
..
6
7
..
562
28.2
45.77
..
..
42.9
2
5
1,795
253
52.3
79.16
29.5
8.6
6.8
5
0
..
..
..
..
..
..
5.0
13.9
8.0
8
7
2,299
1,190
8.5
65.16
9.2
1.4
128.2
5.1
..
..
..
..
..
..
..
..
..
..
..
..
7
7
..
..
26.9
60.69
10.8
3.7
59.9
..
..
3
6
..
..
29.5
93.66
..
3.2
44.8
..
..
10
0
518
27
4.3
12.04
23.0
10.4
10.2
0
0
..
..
..
..
..
..
..
..
..
5
7
..
..
10.4
67.93
8.8
2.8
65.6
3.1
3.0
2
0
70
1
1.3
0.44
..
..
9.4
3.1
5
7
..
..
58.6
111.83
7.6
4.5
104.7
..
..
2
6
..
..
8.4
2.5
47.3
2.6
1.5
5
0
..
..
31.7
88.44
8.4
20.5
52.5
6.8
..
5
0
..
..
15.9
43.43
5.1
12.5
67.7
6.7
6.4
..
..
..
..
..
..
..
..
..
..
..
5
0
..
..
14.3
35.82
7.0
8.2
50.2
6.9
5.9
5
0
..
..
3.3
5.42
..
..
8.8
..
..
2
0
..
..
33.1
5.4
..
4
7
494
134
5.2
30.04
13.4
7.9
20.7
7.6
2.7
6
5
..
..
16.2
31.98
6.1
1.1
132.7
..
..
6
6
..
..
40.7
97.77
8.0
0.6
2.9
..
1
2
..
..
..
..
..
..
..
..
..
1
7
..
..
..
..
..
..
12.5
26.0
28.6
5
8
12.3
11.5
13.0
6.4
6.5
7
7
1,270
329
11.9
117.28
10.7
3.1
112.3
3.1
3.1
0
4
571
46
5.3
12.58
..
..
8.7
12.6
..
6
0
228
..
5.5
3.93
..
..
39.6
-1.4
..
10
4
1,059
154
28.9
36.07
20.0
3.6
40.9
4.9
..
7
6
..
..
12.2
43.08
13.2
2.9
40.4
7.5
7.7
3
7
..
..
68.3
..
..
7
8
1,351
803
17.4
78.12
10.7
2.8
66.5
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
5
7
352
30
2.6
4.06
13.8
5.5
13.9
11.6
10.7
8
7
1,673
..
0.5
97.67
11.9
54.5
31.1
7.3
..
6
8
..
..
11.3
65.51
..
6.4
78.8
..
..
7
8
..
..
..
128.13
6.8
0.7
135.1
..
..
11
8
..
..
31.5
..
11.7
1.1
..
3.2
4
8
956
543
11.0
84.73
10.1
2.4
26.2
8.8
3.4
6
7
780
79
38.2
24.15
..
..
..
11
4
10.3
15.0
66.6
2.5
..
1
7
..
..
..
..
6.3
..
8
7
..
..
3.4
24.34
7.4
1.8
130.7
2.6
..
..
..
..
..
..
..
..
..
..
..
..
8
8
565
121
12.4
9.7
2.3
..
0
0
..
..
..
..
..
11
8
173
24
4.5
11.29
11.2
12.0
11.1
3.5
-2.1
5
6
392
34
4.4
5.79
..
..
..
3.6
..
6
5
..
..
12.2
43.50
10.8
3.4
97.5
5.4
..
7
5
..
..
10.1
46.75
9.9
1.7
134.0
4.2
..
6
7
..
..
22.8
61.23
10.3
4.2
89.1
..
..
5
5
239
13.3
42.46
10.3
2.3
45.0
7.4
..
2
5
..
..
13.3
40.66
..
..
57.0
..
10
8
..
..
26.5
227.82
8.4
0.8
..
..
6
4
370
26
10.6
10.28
8.4
8.4
45.7
3.9
..
5
3
187
4.5
12.2
10.1
28.3
7.0
..
5
2
174
..
2.9
..
..
8.0
..
6
5
72
8.8
24.24
11.9
3.8
42.0
7.0
..
6
5
..
15.0
50.28
10.7
4.7
113.2
5.4
..
6
6
..
..
17.9
65.33
9.0
2.4
..
..