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World Development Indicators:
Financial access, stability and efficiency
Getting credit
Financial access and outreach
lending rate minus deposit rate
Prime lending rate minus treasury bill rate
0-12 (weak to strong)
0-8 (low to high)
per 1,000 adults
per 1,000 adults
per 100,000 adults
per 100,000 adults
%
%
% of GDP
percentage points
percentage points
2017
2017
2016
2016
2016
2016
2017
2017
2017
2017
2017
9
0
189
3
2.2
1.07
11.6
12.2
3.4
..
..
8
6
1,722
158
21.5
33.81
10.2
13.2
32.8
2
0
544
39
5.2
8.67
24.3
6.3
6.3
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
1
0
18
10.3
15.7
9.5
-0.5
5
0
..
..
27.4
65.35
..
..
44.3
7.6
6.6
3
8
1,730
393
13.4
60.10
12.3
1.8
15.5
9.7
..
6
8
1,568
..
23.1
61.14
15.7
5.4
48.8
5.4
..
..
..
..
19.8
126.02
..
..
..
..
11
7
..
..
27.8
168.03
6.9
0.9
140.9
3.2
..
4
7
1,220
..
12.6
116.06
7.5
2.4
83.4
..
..
2
6
2,021
32.72
..
..
16.3
8.1
..
6
0
1,260
..
29.6
129.24
..
..
49.1
..
..
1
8
..
..
..
..
..
..
..
5
0
725
73
8.4
7.77
47.4
3.9
7
0
..
..
16.5
23.89
..
..
..
3
7
..
..
0.9
55.22
14.6
12.9
22.4
2.7
..
4
5
699
6.9
7.5
2.9
64.9
..
..
4
0
778
166
20.4
40.05
..
..
54.6
7.3
8.8
6
0
..
..
3.6
4.85
..
..
20.3
..
..
..
..
..
..
..
..
..
..
..
..
4
7
1,626
..
15.3
32.25
13.0
8.4
..
0
7
58.6
5.6
..
7
6
1,010
292
28.9
50.12
14.0
10.0
54.1
3.2
..
5
6
835
169
8.3
30.94
8.8
5.3
31.4
5.4
..
2
7
..
549
20.4
108.82
10.0
3.6
59.7
38.4
37.9
12
7
1,955
386
19.4
75.26
10.9
3.5
38.8
5.2
..
9
5
1,800
..
48.5
95.70
11.4
10.4
51.8
5.4
..
6
0
..
..
2.9
3.69
..
..
29.3
..
2
0
3.2
1.40
12.2
13.6
13.4
..
..
10
6
..
14.0
2.1
86.5
..
..
6
6
7.8
10.8
14.5
..
..
9
8
..
..
22.9
222.99
5.3
0.5
..
2
6
..
184
33.4
45.70
..
..
62.5
7.0
8.9
..
..
..
..
..
..
..
..
..
..
..
6
0
..
..
..
..
19.5
23.2
..
..
6
0
36
10
1.0
1.41
11.4
22.9
9.7
..
..
..
..
..
..
..
..
..
..
..
..
..
4
6
2,592
457
16.2
54.29
8.4
1.9
78.6
1.6
..
4
8
34
384
8.8
81.45
8.6
1.7
155.8
2.9
..
8
7
..
..
21.4
50.59
9.8
0.7
..
..
..
..
..
37.5
282.32
4.8
0.2
..
..
12
7
1,593
236
256.8
41.12
16.1
4.2
7.7
..
6
2
136
11
3.1
5.03
..
26.9
8.8
..
6
0
..
..
16.4
..
6
1
17.2
12.0
..
..
10
7
1,577
243
21.8
63.88
9.6
1.9
61.6
8.6
..
6
0
..
..
5.1
6.86
..
..
23.9
..
5
6
830
572
32.9
127.93
14.8
11.2
57.7
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
7
5
..
..
34.3
50.07
9.1
40.2
202.7
..
..
7
7
1,639
..
22.4
52.54
6.5
3.7
51.6
3.3
4.1
8
6
..
..
23.9
48.68
6.8
2.5
165.6
..
..
1
0
167
35
5.9
9.61
5.4
16.5
31.7
..
..
6
0
..
..
17.4
39.95
..
..
47.3
6.3
6.2
1
8
858
191
12.6
38.01
9.8
2.1
27.3
..
1
8
840
217
11.0
54.65
12.3
3.9
32.7
..
..
2
8
..
..
28.5
6.1
-1.3
9
7
383
9.5
36.64
13.3
1.9
49.3
..
..
6
2
205
22
9.15
15.4
28.4
16.0
..
..
0
0
..
..
..
..
..
..
..
..
..
7
7
2,293
531
10.4
69.97
11.1
0.7
4.2
..
..
3
0
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
5
0
1,553
..
11.8
50.80
8.9
2.4
70.8
2.4
..
7
6
2,208
..
5.4
25.96
9.0
1.7
94.2
..
..
4
6
..
..
37.1
104.38
6.6
3.1
99.8
..
..
..
..
..
..
..
..
..
..
..
..
..
6
2
..
..
..
..
12.4
8.0
10.4
..
..
8
0
445
..
8.1
..
8.1
..
..
9
8
1,867
724
32.7
74.31
12.8
2.8
58.5
1.8
4.2
6
8
..
..
13.5
6.3
77.2
..
..
7
6
641
45
7.1
5.27
13.1
21.6
16.0
..
..
3
7
3,704
..
24.7
59.44
12.0
45.6
100.2
..
..
..
..
..
..
..
..
..
..
..
..
..
6
0
..
..
27.8
45.56
..
..
51.4
6.9
4.7
..
..
..
..
..
..
..
..
..
..
..
9
7
1,498
33.3
35.84
7.0
2.3
32.8
7.7
..
6
0
79
14
2.6
2.24
11.9
10.7
..
..
6
0
..
..
3.1
4.81
..
..
5.5
..
3
7
954
..
8.4
19.05
..
..
35.5
12.0
11.5
2
0
..
..
..
9
8
994
112
19.6
23.97
11.0
2.4
55.7
11.0
..
10
5
1,123
470
14.7
59.40
..
4.2
33.3
1.4
1.5
5
7
..
..
35.6
63.33
..
2.9
89.8
..
2.3
8
7
1,731
..
14.1
21.24
7.4
10.0
..
..
6
7
1,056
446
17.4
54.75
15.2
2.6
32.4
4.6
..
2
8
..
..
31.3
71.78
..
..
..
0
0
..
..
4.1
2.40
..
..
..
7
7
2,555
..
21.5
90.26
14.3
11.5
44.4
..
..
..
..
..
..
..
..
..
..
..
..
..
6
7
..
..
18.9
132.98
7.2
1.3
66.0
3.0
3.4
2
7
724
546
48.7
94.14
6.6
14.4
80.8
..
3.3
9
7
1,092
..
5.1
31.76
..
..
5
6
7,190
..
34.1
127.80
5.4
1.2
0
5
534
..
15.1
27.12
..
..
..
4
7
..
..
3.0
74.00
11.8
12.7
27.0
..
..
7
8
1,442
273
5.4
9.27
15.3
10.1
30.9
6.0
5.3
4
0
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
5
8
5,212
..
16.3
..
..
144.8
1.8
..
11
6
1,377
75
20.0
38.33
12.6
3.1
1
6
..
211
14.3
62.17
..
..
99.2
3.1
..
9
6
..
95
8.4
31.21
21.7
17.1
6
5
579
29
3.0
24.28
..
..
..
..
..
9
8
1,967
377
17.1
62.05
11.3
3.5
60.2
..
..
2
6
1,046
234
24.1
39.05
..
5.4
104.5
1.2
3.7
5
6
13.2
3.9
17.2
10.4
5.2
9
0
..
..
..
..
0
0
..
..
..
..
..
..
17.2
..
..
..
..
..
..
..
..
..
..
..
..
..
6
8
..
..
13.4
48.20
9.4
3.2
12.0
..
..
3
0
..
..
76.1
157.41
8.4
0.8
106.2
..
..
10
7
2,232
333
25.0
59.99
10.8
6.1
48.1
4.0
..
2
5
97
29
2.2
2.55
10.4
7.3
13.5
45.0
51.3
11
7
15.6
8.6
8
8
2,242
379
11.5
48.11
11.2
1.5
..
2
5
1,599
153
14.1
30.03
24.1
10.5
30.1
6.6
6.7
6
0
..
..
6.1
4.69
..
..
25.6
..
2
4
4,239
..
36.1
57.49
8.6
4.1
79.4
..
..
10
0
..
..
20.3
5.79
..
..
..
..
..
2
3
147
67
8.3
9.70
..
..
..
..
..
6
7
2,290
..
20.4
44.51
10.4
7.8
101.7
5.4
6.3
10
8
1,008
..
14.2
52.63
10.4
2.1
27.1
4.6
0.7
10
0
406
..
14.3
14.34
..
8
6
1,257
40
10.0
34.94
17.1
18.4
23.4
4.6
3.6
..
..
..
..
..
..
..
..
..
..
..
9
7
1,334
383
70.4
88.64
..
..
50.4
7.1
12
5
1,924
224
44.2
77.79
..
..
2
7
933
..
24.7
26.70
..
..
63.2
..
..
1
4
332
69
4.2
10.59
..
..
26.0
10.8
2.6
2
0
252
4
3.4
2.67
4.8
..
23.5
5.0
..
5
7
1,273
302
14.7
64.41
11.7
2.5
51.0
4.1
..
10
0
657
..
9.6
9.64
11.7
1.7
81.0
..
..
2
7
1,565
..
12.5
47.55
6.1
2.3
111.8
..
..
..
..
..
..
..
..
..
..
..
..
..
12
8
..
..
..
..
..
..
..
1
8
323
..
11.1
17.97
39.0
9.5
..
6
0
..
..
1.6
1.54
..
..
14.4
..
10
8
814
..
5.4
16.73
7.4
15.1
14.2
8.0
..
..
..
..
..
..
..
..
..
..
..
5
6
1,236
..
6.2
39.05
..
1.3
124.1
..
..
1
6
1,105
..
16.3
34.23
..
..
1.7
..
2
7
380
22
10.4
9.83
7.1
8.4
17.0
3.7
10
0
1,284
336
..
46.33
..
..
..
..
..
7
8
1,455
..
23.4
69.33
12.5
3.1
79.9
5.4
..
9
5
..
..
16.2
1
7
262
294
10.1
25.03
8.2
2.8
53.3
..
8
8
1,387
150
8.0
108.57
12.1
4.7
..
..
..
1
5
577
..
8.9
27.15
10.0
1.6
47.8
3.7
7
8
2,259
456
31.0
72.43
10.0
3.9
52.7
..
..
2
7
2,300
366
42.7
170.24
7.7
13.3
103.9
..
..
11
7
..
..
..
..
..
..
..
..
..
1
6
..
252
11.7
60.73
..
..
76.9
1.8
..
9
7
..
208
28.0
66.68
8.9
8.0
26.4
4.7
3.0
8
7
..
..
30.1
168.70
10.5
10.0
52.7
..
10
8
235
29
6.2
5.64
14.3
7.7
20.7
11.2
10.3
9
0
1,808
124
22.7
47.08
16.0
4.5
47.7
6.2
..
1
0
2,539
545
223.8
220.25
..
..
..
0
5
913
130
25.5
23.77
..
..
23.1
..
2
8
1,141
166
8.6
74.42
54.3
..
..
6
0
..
..
5.0
5.51
..
..
35.6
..
6
7
..
567
29.7
50.66
..
..
42.9
..
..
2
5
2,078
215
52.8
71.80
29.7
8.6
6.8
5
0
..
..
..
..
..
..
5.0
13.9
8.0
8
7
..
1,233
9.0
57.69
9.2
1.4
128.2
5.1
..
..
..
..
..
..
..
..
..
..
..
..
7
6
..
..
28.3
60.13
10.8
3.7
59.8
..
..
3
6
..
..
30.5
95.29
..
3.2
44.8
..
..
10
0
510
29
4.1
11.52
17.2
4.2
23.0
10.4
10.2
0
0
..
..
..
..
..
..
..
..
..
5
7
1,641
..
10.2
69.29
8.8
2.8
65.6
3.1
3.0
2
0
96
1
1.4
0.76
..
..
9.4
3.1
5
7
1,869
..
61.9
112.94
7.6
4.5
105.0
..
..
2
6
..
..
8.4
2.5
5
0
..
..
41.2
89.28
..
..
55.1
6.8
..
5
0
..
..
18.1
37.60
..
..
68.7
6.7
6.4
..
..
..
..
..
..
..
..
..
..
..
5
0
..
..
16.8
34.85
..
..
49.9
6.9
3
0
..
..
..
..
..
..
2
0
1,692
327
11.2
49.59
..
..
30.5
5.4
..
4
7
516
99
5.9
31.16
13.4
7.9
20.8
7.6
2.7
6
5
4,092
..
17.6
34.84
6.1
1.1
132.2
..
..
6
6
2,590
..
42.5
98.43
1
2
..
..
..
..
..
..
..
..
..
1
7
..
..
..
..
12.5
..
5
8
12.8
12.4
7
7
1,549
324
12.4
113.06
10.7
3.1
111.6
3.1
3.1
0
4
..
43
5.0
6.45
..
..
8.7
12.6
..
6
0
..
..
5.6
..
..
..
35.0
..
10
4
..
20.0
3.6
40.9
4.9
..
7
6
1,531
..
12.9
42.06
13.2
2.9
40.4
7.5
7.7
3
6
..
226
20.5
27.44
..
..
66.6
..
..
4
7
3,719
804
18.1
78.08
10.7
2.8
66.5
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
6
7
253
31
2.8
4.37
13.8
5.5
13.9
11.6
10.7
8
7
2,854
..
0.5
88.55
11.9
54.5
31.1
7.3
..
2
8
1,222
..
12.4
65.68
..
6.4
78.8
..
..
7
8
..
..
..
129.49
6.8
0.8
135.9
..
..
11
8
..
..
32.7
..
11.7
1.1
..
4
8
..
469
11.4
81.98
10.1
2.4
26.2
8.8
3.4
6
7
..
68
36.1
21.60
10.1
0.4
..
..
..
11
4
11.3
14.0
66.6
2.5
..
1
7
..
..
..
..
..
6.3
..
8
7
963
..
3.9
24.50
7.8
2.3
130.7
2.6
..
..
..
..
..
..
..
..
..
..
..
..
8
8
1,132
134
11.8
22.71
..
0
0
..
..
..
..
..
11
8
309
24
4.7
11.15
11.2
12.0
11.2
3.7
-1.9
5
4
125
219
5.3
6.01
..
..
..
..
5
5
1,141
..
12.5
44.51
10.7
3.7
..
7
5
1,056
..
11.5
52.67
9.5
1.6
141.7
..
6
6
1,868
..
22.7
60.64
10.2
3.9
89.3
..
..
5
5
1,387
269
13.2
47.34
10.7
2.4
44.9
7.3
..
2
5
..
14.7
36.64
..
..
60.2
..
10
8
..
..
27.8
222.99
8.5
0.8
..
..
5
4
657
22
9.6
9.64
8.4
8.4
..
5
3
5.3
5.64
12.4
10.1
31.8
..
5
2
..
3.2
4.37
..
..
..
6
5
933
74
9.2
23.97
11.9
5.9
6.1
..
5
5
1,387
243
15.1
52.63
10.7
4.7
116.0
5.4
..
6
6
1,800
..
17.6
63.93
8.7
2.9
..
..