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World Development Indicators:
Financial access, stability and efficiency
Getting credit
Financial access and outreach
lending rate minus deposit rate
Prime lending rate minus treasury bill rate
0-12 (weak to strong)
0-8 (low to high)
per 1,000 adults
per 1,000 adults
per 100,000 adults
per 100,000 adults
%
%
% of GDP
percentage points
percentage points
2015
2015
2014
2014
2014
2014
2015
2015
2015
2015
2015
9
0
185
3
2.5
0.80
13.5
12.3
4.0
..
..
7
6
..
155
22.2
35.03
9.7
18.2
35.2
7.3
6.3
2
0
..
41
5.1
7.29
8.8
9.4
21.6
6.3
7.5
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
1
0
609
20
12.9
22.97
..
..
27.2
13.6
9.7
5
0
..
..
32.1
80.20
..
..
53.9
7.4
2
8
912
357
13.3
59.45
12.3
1.7
14.4
3.7
..
5
8
..
..
22.3
58.27
14.7
7.9
43.6
3.4
4.7
..
..
..
..
19.1
117.92
..
..
..
6.3
..
11
7
..
..
29.2
160.75
6.3
1.0
137.6
3.3
..
5
7
..
..
14.9
119.44
7.0
3.5
87.2
..
..
2
6
621
289
10.7
35.14
14.5
4.9
38.3
8.5
6
0
..
..
33.4
110.56
..
..
71.7
3.3
4.1
1
7
..
..
..
..
13.5
4.4
71.2
4.2
5
0
592
81
8.2
9.24
5.3
9.3
43.7
3.5
5.9
7
0
..
..
20.7
42.60
..
..
..
6.7
5.2
2
6
..
..
12.8
6.8
24.8
..
4
5
..
703
39.9
93.91
6.6
3.7
61.7
..
..
4
0
726
205
24.3
42.39
..
..
57.0
7.7
10.2
6
0
155
..
3.3
4.33
..
..
21.2
..
..
..
..
..
..
..
..
..
..
..
..
..
4
6
..
..
15.5
22.18
17.8
11.9
47.4
9.8
..
0
7
..
151
15.0
34.71
7.7
1.6
51.1
6.7
7.5
7
6
..
268
31.3
43.97
14.2
13.7
54.3
3.7
..
5
6
671
191
9.5
30.28
33.8
5.4
..
2
7
627
405
47.3
129.25
8.5
3.3
67.9
31.3
29.8
4
6
1,589
612
19.8
79.63
13.0
0.4
34.3
5.2
..
9
5
..
..
60.3
90.72
11.6
16.7
56.7
6.9
6
0
..
..
..
28.9
..
..
2
0
32
12
3.1
1.40
13.5
17.9
14.0
..
..
11
5
..
..
5.6
10.71
15.0
1.6
63.0
..
..
6
1
65
20
1.9
3.52
8.7
10.5
15.9
..
..
9
8
..
..
24.0
222.27
5.1
0.5
..
2.7
2.3
2
6
1,785
155
34.0
47.72
..
..
60.1
7.5
9.3
..
..
..
..
..
..
..
..
..
..
..
6
0
..
..
..
13.0
..
..
6
0
..
9
1.0
0.93
..
..
9.9
..
..
..
..
..
..
..
..
..
..
..
..
..
4
6
..
410
16.8
56.58
7.6
1.9
81.9
1.9
..
4
6
17
318
8.1
55.03
7.0
1.5
155.3
2.9
..
8
7
..
..
22.7
..
9.5
0.7
207.6
5.0
5.0
..
..
..
..
38.5
224.98
4.3
0.1
105.6
5.2
..
12
7
1,285
218
256.3
40.57
14.1
2.8
47.1
6.9
..
6
2
92
10
1.8
6.18
4.2
2.8
8.8
..
6
0
46
5
0.8
1.14
..
..
6.7
15.7
..
6
2
13.8
4.6
22.0
..
..
10
7
1,009
208
21.6
77.11
1.7
60.2
11.9
..
6
0
..
..
..
23.7
..
..
5
6
1,363
629
33.8
116.82
12.7
16.3
65.5
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
7
6
..
..
37.7
53.13
10.2
45.6
250.6
..
..
7
7
..
..
24.3
49.80
6.9
5.6
51.2
3.8
..
8
6
..
..
27.9
54.29
7.8
3.6
174.0
..
..
1
0
130
59
5.6
7.31
..
22.1
..
6
0
..
..
19.5
47.82
..
..
51.6
6.2
1
8
713
170
11.4
33.40
9.1
1.7
26.4
8.3
..
1
8
585
228
77.1
12.7
4.3
26.7
..
..
2
8
374
105
4.8
12.67
6.5
7.2
26.5
4.7
0.3
9
7
..
399
11.6
33.12
2.3
42.7
..
..
6
2
336
28
6.5
10.27
..
..
19.8
..
..
0
0
..
..
..
..
..
..
..
..
..
7
7
2,318
514
12.4
76.82
10.8
1.0
69.3
4.0
..
3
0
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
5
5
..
..
12.2
44.49
8.2
1.8
65.8
3.3
4.6
7
6
..
..
12.1
35.87
4.3
..
96.3
..
..
4
6
..
..
38.0
108.05
5.8
4.0
95.7
..
..
..
..
..
..
..
..
..
..
..
..
..
6
2
14.5
..
..
4
0
..
..
..
..
..
..
9
8
978
590
26.7
58.27
14.0
2.7
49.7
3.6
3.7
6
8
..
..
14.5
5.9
78.1
..
..
7
6
..
6.1
8.20
14.5
14.7
19.2
..
..
3
7
..
..
28.0
59.09
6.8
34.7
112.8
..
..
..
..
..
..
..
..
..
..
..
..
..
6
0
..
..
34.6
47.43
58.4
7.1
3.0
..
..
..
..
..
..
..
..
..
..
..
9
7
..
159
36.5
35.84
33.8
7.8
..
6
0
63
16
1.9
1.62
..
..
14.1
..
..
6
0
..
..
..
10.0
..
..
3
0
..
..
8.7
19.05
..
..
32.8
11.7
11.0
2
0
..
..
..
..
17.1
8.6
..
9
8
..
121
23.2
24.64
10.5
3.1
56.1
11.0
..
10
5
1,019
535
15.6
58.04
..
11.7
36.4
2.0
1.7
5
7
..
..
40.4
71.53
19.4
2.0
92.1
..
1.7
6
7
..
..
13.0
18.07
7.2
5.9
52.7
..
..
5
6
..
397
11.0
49.63
13.6
2.4
33.1
4.3
..
2
7
..
..
27.3
56.59
..
..
..
1
0
..
..
6.1
..
..
9.8
..
7
7
..
..
21.4
84.77
14.0
14.9
64.8
..
..
..
..
..
..
..
..
..
..
..
..
..
6
7
933
..
19.1
126.11
7.1
1.8
67.4
3.0
3.3
2
7
661
458
59.6
91.85
6.1
18.0
88.2
..
4.1
9
7
..
..
5.5
32.50
..
..
30.4
12.1
10.4
4
6
..
..
33.9
127.50
5.8
1.6
110.1
0
0
..
..
19.9
32.50
12.7
5.4
70.2
5.0
..
4
7
..
..
3.4
72.00
10.5
8.0
34.0
..
..
7
7
..
170
5.8
10.20
14.4
6.0
34.8
6.9
5.2
4
0
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
5
8
..
..
17.4
8.0
0.6
140.6
1.7
..
9
6
..
79
20.9
37.64
12.2
6.2
34.9
6.5
6.3
2
6
1
226
16.9
11.1
2.8
99.7
2.2
..
8
6
363
56
7.8
24.65
15.6
7.1
22.3
21.6
10.8
6
5
..
..
..
..
..
9
6
1,357
353
20.5
63.20
10.1
4.6
48.7
..
2
6
792
294
29.8
44.34
..
4.0
102.0
1.1
2.7
5
0
329
65
3.6
11.24
10.5
3.9
8.3
4.3
9
0
..
3.7
1.78
..
..
20.3
9.6
..
0
0
..
..
..
35.7
..
..
..
..
..
..
..
..
..
..
..
..
6
8
..
..
..
51.69
13.0
5.7
41.7
..
..
3
0
..
..
80.4
106.29
7.0
95.4
..
..
6
7
..
319
24.4
54.50
10.8
10.3
49.9
4.2
..
3
0
60
29
1.9
2.05
..
..
13.0
45.0
51.0
5
0
..
3.2
4.85
..
..
12.2
32.8
20.5
7
7
..
392
10.7
51.91
10.5
1.6
125.2
1.5
1.5
2
5
1,617
157
13.9
31.00
20.5
14.1
34.8
7.0
4.3
6
0
..
..
..
22.6
..
..
2
0
..
37.7
56.28
7.4
9.4
..
..
10
0
..
..
17.8
5.92
..
..
..
..
..
2
2
111
48
6.9
7.73
..
..
..
6
7
..
..
24.2
44.75
10.4
7.0
104.3
2.4
6.4
10
8
..
..
14.9
48.99
10.4
2.5
24.4
2.8
0.4
11
0
..
..
14.7
14.70
..
..
15.4
..
8
6
1,251
52
12.2
36.50
12.7
14.4
32.2
2.2
-6.4
..
..
..
..
..
..
..
..
..
..
..
5
7
..
..
71.7
58.78
..
..
53.2
6.6
..
12
5
..
221
41.8
70.82
13.3
13.4
50.5
7.5
8.3
2
6
..
..
24.6
25.83
64.4
..
..
1
4
..
60
4.1
9.11
9.3
4.3
35.1
6.3
2
0
163
2
3.1
1.56
..
..
17.4
5.0
..
5
7
834
245
12.8
53.68
10.9
1.6
53.5
4.6
6
0
..
..
8.5
8.88
..
..
64.7
..
..
3
7
..
..
14.8
50.58
5.6
2.7
111.2
..
..
..
..
..
..
..
..
..
..
..
..
..
12
8
..
..
29.6
70.74
7.2
0.6
..
2.0
2.8
1
8
..
..
7.6
11.38
..
..
34.3
11.0
..
6
0
..
..
..
15.4
..
..
6
6
648
31
5.6
16.05
11.6
5.3
7.7
7.5
..
..
..
..
..
..
..
..
..
..
..
5
6
1,223
..
8.6
48.62
..
1.1
..
..
..
1
6
..
..
16.0
..
11.9
1.8
65.1
2.8
..
3
3
295
23
9.4
7.33
8.4
11.4
15.4
..
..
10
0
1,321
370
..
41.61
..
..
..
..
..
7
8
..
..
22.8
60.84
10.2
2.2
80.8
5.3
..
3
5
..
..
..
..
8.3
3.5
2
8
204
266
10.4
23.34
9.8
2.5
57.1
16.2
..
8
8
693
159
120.7
55.48
10.1
3.9
36.8
13.8
..
3
5
462
..
8.8
23.68
10.0
1.9
41.9
4.0
3.8
7
8
..
187
33.0
63.58
9.4
4.3
53.9
..
..
2
7
..
373
53.6
177.69
8.1
12.8
120.0
..
..
10
7
..
..
..
..
..
..
..
..
..
1
5
669
237
14.4
61.38
..
1.6
68.6
2.8
..
10
7
..
212
30.6
64.78
8.3
12.3
29.9
4.9
4.3
6
7
..
..
37.0
184.70
8.9
8.3
56.4
6.5
..
11
8
160
33
4.1
5.26
14.1
5.8
..
9.4
13.3
5
0
936
108
24.2
41.70
16.2
5.3
45.1
6.9
..
1
0
1,297
618
247.4
213.67
7.0
46.8
..
..
..
0
0
654
58
22.5
22.48
..
..
..
2
8
877
187
9.2
74.03
13.7
1.2
56.6
..
..
6
0
..
33.5
..
..
6
7
..
505
30.3
43.97
21.4
22.3
44.1
2
6
1,655
226
54.8
66.01
11.1
7.5
23.9
9.2
3.3
5
0
12.3
31.7
4.7
14.2
16.7
8
7
2,248
1,153
9.4
59.32
9.0
0.9
129.7
5.2
..
..
..
..
..
..
..
..
..
..
..
..
7
6
..
..
28.0
58.85
11.1
4.9
53.9
..
..
3
4
..
..
31.8
95.80
..
10.0
50.2
..
..
10
0
442
30
7.5
11.03
11.3
4.1
21.6
10.2
10.0
0
0
..
..
..
..
..
..
..
..
..
5
7
..
..
10.9
66.20
69.2
3.3
3.4
2
0
51
2
1.7
0.98
..
..
2.6
12.4
9.5
5
7
..
..
70.2
119.63
7.4
6.3
118.8
..
..
2
6
..
..
18.7
17.06
7.9
3.2
40.6
0.0
0.7
5
0
..
..
43.9
90.10
..
..
55.9
6.6
..
5
0
..
..
20.7
45.60
..
..
89.2
6.6
2.9
..
..
..
..
..
..
..
..
..
..
..
5
0
..
..
20.7
31.64
7.5
9.6
51.8
7.2
3.5
3
0
..
..
3.1
4.23
..
5.1
8.2
..
..
2
0
..
..
12.3
47.04
..
..
35.4
5.1
..
4
6
465
111
5.8
32.08
12.8
7.5
20.4
6.8
2.6
6
5
..
..
21.1
40.24
5.6
1.2
129.7
..
..
6
6
..
..
46.0
97.53
6.4
0.7
174.1
2.9
3.7
1
2
..
..
..
..
..
1
7
12.9
19.1
21.0
21.6
5
0
..
20
2.3
5.74
10.8
6.3
15.3
6.2
7.3
3
6
1,186
311
12.7
111.91
10.0
2.7
117.2
5.1
5.0
0
4
477
40
5.3
5.57
..
..
14.7
12.7
..
6
0
..
..
..
37.4
..
..
10
3
..
..
..
..
5.2
..
7
6
..
..
13.5
40.84
14.1
3.4
31.4
6.7
7.7
3
4
75.4
..
..
3
7
985
844
19.8
77.08
11.0
3.0
75.3
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
6
7
187
19
2.9
4.23
13.0
5.1
15.1
9.8
6.8
8
7
1,934
..
0.8
94.56
8.0
28.0
47.2
8.8
..
2
7
..
..
11.9
60.90
12.3
5.2
76.5
..
..
7
8
..
129.76
6.3
1.4
134.5
..
11
8
..
..
32.4
..
11.8
1.5
52.1
..
3.2
4
8
870
565
12.2
51.97
30.0
10.2
2.4
6
7
885
49
37.5
8.48
11.2
0.4
..
..
..
10
4
653
82
22.6
34.75
..
..
2.2
..
1
7
1,144
346
16.4
43.66
4.5
..
7
7
..
..
3.8
23.59
111.9
2.4
2.9
..
..
..
..
..
..
..
..
..
..
..
0
8
564
107
10.6
21.14
9.7
2.1
9.2
5.9
..
0
0
7
8
..
39
5.0
15.6
4.3
-5.8
5
5
88
38
13.0
5.30
..
..
..
..
..
5
4
..
13.5
43.97
10.3
4.3
88.4
6.3
..
6
5
..
..
10.8
53.47
9.5
1.6
135.4
5.0
..
6
6
..
..
24.4
58.97
10.1
6.5
95.6
..
..
5
5
..
228
15.7
40.84
10.1
2.4
46.1
7.1
..
2
4
15.2
44.34
3.4
55.8
..
10
8
..
..
28.2
222.27
8.4
1.0
52.1
..
..
5
3
295
23
8.9
9.06
7.9
9.3
47.6
5.2
..
5
2
3.9
5.30
..
..
5
1
..
3.0
3.14
..
..
19.4
..
..
5
4
72
8.0
18.07
11.4
5.6
44.3
6.8
..
5
5
..
268
19.8
52.79
10.4
3.6
110.8
6.2
..
5
6
..
..
21.4
63.58
7.7
3.4
84.2
..
..