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World Development Indicators:
Financial access, stability and efficiency
Getting credit
Financial access and outreach
lending rate minus deposit rate
Prime lending rate minus treasury bill rate
0-12 (weak to strong)
0-8 (low to high)
per 1,000 adults
per 1,000 adults
per 100,000 adults
per 100,000 adults
%
%
% of GDP
percentage points
percentage points
2019
2019
2019
2019
2019
2019
2019
2018
2019
2019
2019
10
0
183
3
1.9
1.64
8.9
3.2
..
..
8
6
1,095
141
18.7
29.99
10.5
11.1
31.6
5.8
2
0
..
50
5.2
9.64
12.7
25.9
6.3
5.1
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
1
0
..
9.5
18.40
23.2
13.3
12.9
6.2
5
0
..
..
23.8
65.97
8.3
6.4
43.6
7.0
2
8
1,181
407
13.5
60.89
13.5
3.1
20.0
..
6
8
..
..
24.2
65.54
14.1
4.8
57.1
3.7
6.1
..
..
..
..
14.8
126.74
..
..
3.5
..
11
8
..
..
7.5
0.9
135.8
3.5
..
4
7
..
..
11.9
171.96
7.9
1.9
85.6
..
..
12
8
..
..
..
34.49
..
..
22.2
7.6
6
0
..
..
24.4
126.85
..
..
45.1
3.7
2.6
3
8
..
..
..
..
..
..
..
..
..
5
4
849
83
9.0
9.39
5.2
9.9
45.2
2.8
3.8
6
0
..
..
15.5
28.98
..
..
79.5
3
7
..
..
54.67
14.8
5.0
24.7
2.5
..
8
5
..
688
7.4
2.3
68.4
..
..
4
0
714
152
18.6
39.72
..
..
57.9
7.1
7.8
6
0
289
..
3.9
4.94
..
..
17.6
..
..
..
..
..
..
..
..
..
..
..
..
4
7
..
..
19.3
48.09
12.2
7.0
64.4
11.8
..
0
7
..
73
44.9
42.04
6.9
1.7
65.8
5.2
7
6
..
341
30.0
58.24
12.8
8.8
54.2
2.4
..
5
7
778
233
9.4
45.02
11.9
5.4
32.7
4.8
..
2
8
663
656
18.7
101.67
10.2
3.1
63.7
32.0
31.3
12
8
1,598
334
17.6
73.97
12.6
4.7
34.9
5.1
..
8
5
1,572
448
57.9
94.33
11.6
7.8
49.7
4.5
..
6
0
182
..
3.1
4.36
..
..
28.4
..
2
1
..
..
..
..
20.3
..
..
10
6
..
..
8.3
23.28
13.6
2.0
114.2
..
..
6
6
8.9
12.4
..
..
9
8
..
..
19.6
214.14
5.2
0.5
..
1
6
2,173
208
32.0
52.07
..
..
58.2
7.7
8.0
..
..
..
..
..
..
..
..
..
..
..
6
1
20.0
15.6
..
..
6
0
39
8
0.8
1.04
9.7
28.6
..
..
..
..
..
..
..
..
..
..
..
..
..
4
7
..
544
13.1
49.62
7.5
1.9
86.1
..
4
8
33
505
8.9
95.55
9.3
1.8
164.7
2.9
..
8
7
..
..
21.0
53.18
9.9
0.5
235.7
5.0
3.4
..
..
..
..
40.1
322.70
4.6
0.2
122.4
5.1
..
11
7
1,650
258
14.5
41.28
17.0
4.4
51.5
7.3
..
6
2
138
15
3.7
5.23
..
15.7
8.8
..
6
0
..
..
..
..
..
..
6.1
21.2
..
6
2
17.7
18.2
..
..
10
7
1,447
265
19.0
70.51
10.2
2.1
57.8
4.1
..
6
8
262
..
5.0
6.00
..
..
19.6
..
5
5
1,449
633
28.3
156.71
13.9
9.7
54.4
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
7
5
1,360
341
35.8
40.77
9.0
19.5
112.2
..
..
7
7
..
..
20.6
58.00
6.8
3.1
50.6
3.3
8
6
..
..
20.0
44.78
7.4
1.7
159.7
..
..
8
0
250
26
9.4
12.33
6.5
18.1
20.8
..
..
6
0
..
..
15.4
34.28
3.6
17.0
42.4
5.8
1
8
794
208
12.3
40.73
1.6
26.9
..
1
8
11.9
2.9
40.2
..
..
5
8
542
124
6.6
20.07
..
..
24.0
5.2
-0.7
9
7
762
..
14.8
35.68
12.3
1.8
51.0
..
..
6
2
307
40
6.4
10.88
18.0
36.7
..
..
0
0
..
..
..
..
..
..
..
..
..
7
7
2,009
558
8.9
66.87
12.1
0.5
59.0
..
..
3
0
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
5
0
..
..
11.3
53.87
11.0
3.1
70.1
2.0
3.5
6
6
..
..
4.4
37.77
6.8
1.4
94.7
..
..
4
6
..
..
34.3
6.6
2.7
105.3
..
..
..
..
..
..
..
..
..
..
..
..
..
6
2
..
..
..
..
8.9
12.4
..
..
6
0
..
..
7.1
8.16
14.2
3.2
7.6
19.9
19.5
9
8
902
535
33.6
85.07
12.2
2.7
64.8
2.1
3.6
6
8
..
..
11.0
129.89
6.3
1.2
79.7
..
..
6
6
14.5
18.2
11.5
..
..
2
7
..
..
19.3
63.40
11.0
42.0
79.0
..
..
..
..
..
..
..
..
..
..
..
..
..
6
0
..
..
23.4
44.48
6.9
2.4
49.7
6.2
..
..
..
..
..
..
..
..
..
..
..
9
8
..
146
25.6
36.93
6.9
2.2
33.7
7.7
..
6
0
94
12
2.7
2.53
6.6
11.8
..
..
6
0
147
..
3.8
5.58
..
..
15.3
..
3
8
..
..
8.2
20.92
..
..
28.1
9.6
8.9
2
5
..
..
10.4
6.2
..
8
8
..
114
18.4
25.40
11.2
2.1
61.9
8.9
..
9
6
1,255
478
23.4
60.95
..
2.5
33.4
1.7
1.8
4
7
..
..
30.3
77.84
16.7
2.5
90.6
..
2.6
9
7
..
..
14.6
20.95
8.1
9.5
50.2
..
..
6
8
..
169
15.6
53.41
15.6
2.3
32.5
3.7
..
2
8
..
..
..
..
..
..
..
0
0
..
..
4.0
4.12
..
..
..
..
7
7
..
..
21.2
73.30
13.5
5.7
37.0
..
..
..
..
..
..
..
..
..
..
..
..
..
6
8
1,073
..
16.8
133.17
7.6
1.2
65.4
2.9
3.3
2
7
684
547
38.8
90.17
6.7
8.4
73.3
..
2.7
9
8
..
..
7.3
36.02
..
..
41.2
10.4
11.1
5
6
..
..
33.9
124.12
..
..
110.1
11
8
..
..
14.4
26.13
5.4
76.8
3.7
..
8
8
..
..
2.5
85.94
13.2
7.4
21.2
..
..
11
8
..
261
4.7
7.69
11.7
27.5
4.9
5.5
4
0
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
5
8
..
..
15.1
0.3
151.7
1.6
..
11
6
11.2
2.5
42.7
1
8
1,263
223
13.6
81.07
1.6
2.9
..
9
8
678
124
8.0
39.28
18.2
7.3
25.6
17.5
13.9
6
6
..
..
..
..
..
9
8
1,253
404
9.7
58.28
9.7
5.3
34.6
..
..
2
6
532
212
21.7
39.25
..
10.3
0.8
6.1
5
6
12.6
3.7
21.1
9.7
4.9
10
0
..
16
3.1
3.66
..
..
..
0
0
..
..
..
..
..
..
3
0
..
..
..
..
..
..
..
..
..
6
8
..
..
10.1
38.60
6.9
2.3
38.9
..
..
3
0
..
..
64.5
113.87
7.4
0.9
107.3
..
..
9
7
1,038
349
24.1
61.54
11.0
5.0
49.7
3.7
..
2
6
10.1
7.3
14.0
36.0
42.4
11
7
170
13
2.3
4.71
2.8
..
..
7
8
708
314
10.1
44.71
11.7
1.5
120.8
1.9
..
2
5
986
135
13.9
35.04
25.1
8.9
28.5
8.0
8.0
6
0
175
..
5.0
5.23
..
..
24.4
..
2
5
1,261
359
27.6
49.00
8.9
3.4
75.9
..
..
10
0
..
..
13.4
5.74
..
..
..
..
..
2
6
177
82
11.4
10.40
..
..
23.5
6
7
1,914
258
16.4
42.78
11.3
6.5
80.2
4.7
5.4
10
8
..
..
13.7
61.54
11.0
2.1
28.5
4.9
0.6
10
0
..
..
12.8
12.82
..
..
..
8
6
1,350
118
32.5
50.86
12.6
12.5
19.8
3.6
2.0
..
..
..
..
..
..
4.6
0.2
..
..
..
9
7
..
..
63.9
148.80
..
..
48.6
6.0
12
5
..
249
40.9
81.10
10.1
7.4
49.0
5.7
5.6
2
7
..
..
24.6
28.58
..
..
63.3
..
..
1
4
..
50
4.1
10.39
..
..
21.3
9.9
6.2
2
0
341
13
5.6
6.86
..
25.7
8.0
..
5
7
1,154
316
11.2
72.37
9.3
3.6
57.7
4.2
2.3
10
5
..
..
17.8
16.46
1.6
88.0
..
..
2
7
..
..
9.3
41.08
6.2
2.0
100.0
..
..
..
..
..
..
..
..
..
..
..
..
..
12
8
..
..
25.4
63.54
..
..
146.0
2
8
318
..
8.8
22.08
9.3
2.4
30.3
9.4
..
6
8
58
..
1.6
1.62
..
..
11.1
..
9
8
7.3
11.7
10.4
6.5
5.7
..
..
..
..
..
61.54
..
..
..
..
..
5
6
..
..
31.58
..
0.7
128.4
..
..
1
6
..
..
..
..
75.1
..
2
7
376
23
10.4
10.84
7.2
8.0
18.0
3.1
-1.1
10
0
..
..
..
..
..
..
8
8
..
..
20.2
73.65
0.0
1.7
78.6
4.9
..
9
5
..
..
14.0
3.7
14.5
7.8
2.5
1
7
519
272
10.4
29.91
8.7
2.5
46.7
..
7
8
979
155
6.6
126.71
12.9
3.3
45.0
..
1
7
658
..
9.2
28.98
11.0
1.7
48.0
3.0
2.8
7
8
1,147
463
29.0
70.55
9.6
3.9
50.8
..
..
2
7
..
527
38.2
169.91
7.7
9.4
90.6
..
..
12
7
..
..
..
..
..
..
..
..
..
1
8
773
228
9.4
54.84
..
..
100.7
1.4
..
9
7
..
236
23.7
64.44
10.2
5.0
24.7
5.4
3.0
9
7
..
..
25.6
165.50
10.4
10.1
52.4
3.3
..
11
8
261
39
5.3
5.04
15.0
5.8
21.3
8.9
11.3
9
0
23.7
45.73
16.2
3.6
51.3
6.2
..
1
5
1,692
506
140.5
171.29
4.2
53.0
..
0.6
..
0
5
..
..
21.1
15.7
..
4
8
1,153
140
8.2
73.34
14.4
2.0
..
..
6
7
224
..
5.8
6.10
..
..
29.3
..
6
7
..
538
27.6
50.34
..
..
42.0
..
..
2
5
2,425
334
55.1
89.99
10.0
4.4
34.4
9.0
7.1
5
0
..
..
..
..
..
..
6.0
16.6
14.6
8
7
2,317
1,083
7.8
58.78
9.3
1.3
120.8
5.1
..
..
..
..
..
..
..
..
..
..
..
..
7
7
..
..
24.8
61.84
10.4
3.1
62.9
..
..
3
6
..
..
27.8
87.16
10.6
6.0
42.5
..
..
10
0
..
0
0
..
..
..
..
..
..
..
..
..
5
7
..
..
9.6
65.31
8.5
3.7
66.7
3.1
3.0
2
0
105
1
1.4
0.67
..
..
..
15.6
-4.8
5
7
..
329
49.7
106.31
7.6
3.7
93.7
..
..
2
6
..
..
..
..
9.0
3.4
49.7
2.5
2.2
5
0
..
..
32.5
99.70
9.7
24.7
51.0
6.5
..
5
0
..
..
15.4
41.47
6.6
10.0
53.3
6.2
..
..
..
..
..
..
..
..
..
..
..
5
0
..
..
16.3
34.87
7.9
6.5
48.1
6.5
3
0
..
..
..
..
9.7
..
..
2
0
1,477
198
11.5
48.72
..
..
26.5
6.0
..
4
7
15.0
9.3
20.8
6.4
2.4
7
5
..
..
16.4
6.3
0.5
132.7
..
..
6
7
..
..
38.4
97.15
8.6
0.7
..
3.0
..
1
2
..
..
..
..
..
..
..
..
..
11
7
..
..
..
11.0
18.4
5
8
..
..
..
..
11.7
9.9
12.0
9.9
9.3
7
7
1,327
374
11.2
115.09
11.3
3.1
111.4
2.7
2.5
0
4
536
43
6.2
8.88
..
..
12.9
14.7
..
6
8
231
5.5
6.08
..
..
35.1
..
10
4
22.7
3.6
37.4
5.5
..
7
6
..
..
11.5
44.23
12.4
3.0
40.0
7.8
7.4
3
7
235
..
..
64.0
..
..
7
8
1,594
762
16.1
83.95
11.7
3.7
61.8
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
..
5
7
290
71
2.6
4.04
13.7
3.3
12.8
8
7
1,658
..
0.4
96.30
13.5
52.8
22.8
6.9
..
6
8
1,080
494
9.5
60.91
..
5.6
74.9
..
..
7
8
..
..
..
110.28
1.1
133.3
..
..
11
8
..
..
30.5
..
11.8
0.9
51.9
..
3.2
4
8
1,087
564
9.8
259.30
2.3
28.1
6.5
2.3
6
7
809
153
34.2
38.49
18.7
1.3
30.0
7.5
10.4
11
4
653
101
21.2
47.88
58.1
1.8
..
1
7
..
..
..
..
..
..
..
..
8
8
..
..
4.0
25.90
7.8
1.8
137.9
2.7
..
..
..
..
..
..
..
..
..
..
..
..
8
8
602
157
12.8
24.87
9.4
3.0
45.0
..
0
0
..
..
..
..
..
..
..
..
..
11
8
233
23
3.3
10.14
11.1
11.0
12.5
2.0
-10.8
6
7
641
90
3.8
6.40
..
..
51.5
13.2
..
6
5
..
11.5
42.78
..
..
90.0
..
7
5
..
..
10.1
53.30
..
..
141.9
4.3
..
7
6
..
..
23.9
63.92
..
..
86.9
..
..
5
5
262
13.6
43.14
..
..
50.8
6.5
..
3
5
..
..
11.2
33.92
..
..
..
..
10
8
..
..
25.0
214.14
..
..
51.9
..
..
6
5
376
23
10.4
10.84
..
..
47.3
3.1
..
5
4
4.7
6.08
..
..
28.0
..
5
2
..
3.1
4.36
..
..
..
6
5
8.9
20.51
..
..
44.4
6.9
..
6
5
..
314
14.4
58.24
..
..
120.8
4.9
..
6
6
..
..
19.6
64.44
..
..
81.5
..
..